Retirement News — General

What Can You Do With Your SIMPLE IRA?

What Can You Do With Your SIMPLE IRA?

The poor ole neglected SIMPLE IRA.  Many haven’t heard of it, fewer probably have one.  The SIMPLE IRA (Savings Incentive Match Plan for Employees) is associated with an employer plan, an alternative option to a company-sponsored 401(k) plan.  This post is not to promote the use of a SIMPLE IRA, as most SIMPLE’s would not be self-directed (but, they can…read more →

Self-Directed IRAs — Year End “Things to Do”

We all have busy schedules….especially going into the end of the year and holiday season.  In that “spirit”,I am certainly not going take up too much of your valuable time. But, as an IRA account owner who has a self-directed IRA or self-directed IRA LLC, there are some end of the year steps you may want (and need) to take….read more →

Gifting Life Insurance to Charity

Well, one thing about how I write blogs.  Whether they are written well or poorly, whether they capture the reader’s attention or not, I will get on a topic and continue to write on the same topic for a while.  We have been on the topic of various options for giving to charities, and one topic within this arena is…read more →

Various Gifting Options for Charities

There are various gifting options for charities that a charitably-minded individual might consider.  Using a self-directed IRA or 401(k) plan to donate is not necessary, however, an individual may wish to establish a self-directed plan during the accumulation years of their plan to grow their retirement account with the freed0m and flexibility they may desire.  Also, it actually may be easier …read more →

My 401K and Self-Directed 401K — Assistance from the IRS?!

Well, not really.  But, whether you are establishing any type of IRA (Traditional, Roth, SIMPLE, SEP) or any 401K or other qualified plan (e.g., 403(b), 457), you may want to take advantage of a new tool the IRS recently published. Now, before you jump up and down with excitement about this new tool that can help you with retirement planning…read more →

My 401K, Self-Directed IRA — And, Social Security?

As all of you know, the posts on this site are, primarily in reference to self-directed IRA and 401K plans and the use of these vehicles to benefit your retirement plan and retirement savings.  Whether we are speaking of Traditional IRAs, Roth IRAs, SIMPLE IRAs, SEPs or 401K and other qualified plans, the conversation is all self-directed. But, with your…read more →