Self-Directed IRA & 401K Basics

The Dirty Bird Secrets of Self-Directed IRAs & 401Ks

  Ah, the dirty bird secrets of self-directed IRAs and 401Ks.  When most people ask why they haven’t heard of them, the blunt response is really “who do you think WOULD tell you about them?” Your Stock Broker?  They are going to limit your IRA and 401K  to investments that THEIR firm sells. Your Banker?  Well, besides the attractive offerings of…read more →

Gosh, IRA & 401K Rollovers Are Exciting!!

You are probably wondering why I would have a video or Norm Macdonald on this blog.  It is because the subject matter or IRS rollovers are, well, what should we say….boring!?  But, while boring, it is vital that you know what the rules are so that you know how to execute the rollover.  In this post, we will be focusing on…read more →

Top Questions for Self-Directed IRAs and 401Ks

There is a lot of websites, companies and blog that tout the benefits of the self-directed IRA.  Actually, all things being equal the self-directed 401K is probably a better option for most…as long as one qualifies for the 401K.  That being said, let’s look at some common questions that are raised related to self-directed IRAs and 401Ks: 1) What is…read more →

Retirement Investment Options — A Different Version of Goldilocks and the 3 Bears

Unfortunately, many people are unaware that they can invest their retirement funds in assets other than “traditional” assets such as stocks, bonds and mutual funds. Unfortunately, this prohibits them from investing in “non-traditional” assets (e.g., real estate) when they may want to make these investments. But, since brokerage firms and banks will only permit you to invest in their financial products,…read more →

What is an IRA?

“An individual retirement account (Page 7) is a trust or custodial account set up in the United States for the exclusive benefit of you or your beneficiaries. The account is created by a written document. The document must show that the account meets all of the following requirements. The trustee or custodian must be a bank, a federally insured credit…read more →

“My CPA Said the IRS Prohibits my 401K from Investing in Real Estate!”

  This was a recent comment made regarding a soon-to-be client after visiting with their CPA.  While we do not hear this comment as much as we used to, we still do hear it.  Whether it is our CPA, financial adviser or broker, the mantra can be the same:  “The IRS doesn’t allow you to invest in assets like real…read more →

What Does the IRS Think of Investing in Real Estate?!

What DOES the IRS really think about people investing in real estate with their IRAs and 401Ks?

Self-Directed IRAs and 401Ks — Oops, My Broker Wouldn’t Like This!

Learn why you might want to consider self-directing your retirement assets. Invest in traditional and non-traditional assets all from ONE account.

Self-Directed IRAs and 401Ks – You Don’t Have Be All-In — Playin’ the House’s Rules

Well, while poker may be fun to play and tell stories about, it only serves in this article as an analogy with what may be happening with many individuals who are setting up self-directed IRAs and 401Ks. Many people are tired of the Wall Street yo-yo of up and down

Thoughts on Wall Street — and Control — YOURS!

Sooooo, is Wall Street a scam?! Well, actually, while we might believe it is at times, most likely it is not. But, with all the rash of problems in the market that has surfaced and continued to hold high its ugly head over the last couple of years, one does definitely wonder. Since, there are many articles and posts devoted…read more →